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Disability Lump Sum Cover

Taking care of the unknown

What is it?

Disability Lump Sum cover from Bidvest Life is insurance that will pay out a lump sum if you become permanently disabled. This pay-out can provide for once-off costs like paying off your debt or making lifestyle changes, such as building a ramp if you are permanently disabled.

How does it work?

If you become permanently disabled, you can receive a partial or full payout of your selected cover amount. The percentage payment is based on how severe the disability is.

Who can get cover?

This cover is available to all occupations that qualify for Income Protection cover with Bidvest Life.

Why you need it

This cover is typically used to pay off your debt in the case of a permanent disability. Other once-off expenses may include vehicle and home modifications, specialised wheelchairs and custom-made prosthetics.

”This pay-out can provide for once-off costs like paying off your debt or making lifestyle changes, such as building a ramp if you are permanently disabled.”

How much does it cost?

You can take up a minimum lump sum of R 100 000.

What can you claim for?

You can claim for a list of permanent disabilities, examples include but are not limited to, impaired vision or blindness, the effects of suffering a stroke, chronic back conditions, Motor neuron disease or physical impairments such as amputations.

What you need to know when applying

1) Benefits
You can select a combination of lump sum and income benefits when you take up both Disability Lump Sum and Income Protection cover from Bidvest Life.

2) Cease Ages
You can select to have cover until your chosen retirement age or for the rest of your life.

Additional Benefits

1) The Medical Second Opinion Family Benefit is an optional benefit, which offers you and your immediate family an independent medical diagnosis and review of your treatment plan. The service includes access to a global network of more than 100 world-leading medical centres known for medical research breakthroughs and advanced treatments.

Income Protection

Critical Illness Cover

Disability Cover

Life Cover

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