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Child Protector

Caring for your children

What is it?

Income protection is insurance for your income or salary. If your child is diagnosed with a listed serious illness or a permanent childhood disability, Child Protector from Bidvest Life will pay out a monthly income.

How does it work?

If your child is diagnosed with a listed serious illness or a permanent disability, you are covered for up to 50% of your after-tax monthly income, capped at R15 000 per month. Payments will be made monthly for up to 24 months and may continue up to age 18 if your child meets the Childhood Disability definition

Who can get cover?

You can take out Child Protector for any of your children between 1 year old and 17 years old.

Why you need it

This benefit is a must-have for any parent who wants to have financial security that they will be able to cover the additional costs incurred if their child is diagnosed with a serious childhood illness by receiving a monthly income pay out from Bidvest Life. Medical aid may not sufficiently cover the medical costs if a child is diagnosed with a critical illness, nor will it cover the ongoing monthly costs should a parent decide to take time off work or need to employ a caregiver.

”If your child is diagnosed with a listed serious illness or a permanent childhood disability, Child Protector from Bidvest Life will pay out a monthly income.”

How much does it cost?

You can insure as little as R1 000 of your monthly income. Premiums start from just R100 per month.

What could you claim for?

A few examples include but are not limited to; diabetes, cancer, brain tumours, major head trauma from accidents, kidney failure, major organ transplants, bacterial meningitis and more.

What you need to know when applying

1) Medical Tests and Exclusions
There are no medical tests required and there is a 12-month pre-existing condition exclusion.

Additional Benefits

1) The Medical Second Opinion Family Benefit is an optional benefit, which offers you and your immediate family an independent medical diagnosis and review of your treatment plan. The service includes access to a global network of more than 100 world-leading medical centres known for medical research breakthroughs and advanced treatments.

Income Protection

Critical Illness Cover

Disability Cover

Life Cover

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